Closing funds must be sent as a wire transfer. We recommend sending the funds a day prior to your closing to ensure they will be received before your closing for a quick recording process.

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State statute prohibits disbursement of funds from a settlement until the transaction is recorded in county/city Land Records.

Yes, you can receive credits at settlement. However, different lenders have different requirements regarding credits at settlement. It is best to check with your loan officer on their requirements. 

We offer Mobile Closings from Franklin County to Grayson County at no additional charge. We will meet you at your choice of location and time. The only thing you need to bring is a valid photo ID. 

We offer Remote Closings for out of State/Area. The notary will bring the documents to you, obtain your signature, then overnight the documents to our office. This fee is normally $150 for a buyer and $125 for a seller. 

A Power of Attorney can be prepared if you need one. However, there is a charge by the attorney to prepare the document, there is a fee to record the document with the Clerk’s office, and your lender must review and approve.

If you would like us to have the document prepared for you please provide the full name of the person signing for you and their address. 

The Power Of Attorney must be signed with a notary public and then overnighted to our office. 

At closing you will complete our Proceeds Authorization form. This form cannot be changed after closing to prevent fraud. You can select a wire transfer, a check to be picked up, or a check can be overnighted to you. 

A settlement agent, also known as a closing agent, is a neutral third party responsible for facilitating the closing of a real estate transaction. They ensure that the sale adheres to legal requirements and that all parties meet their obligations. In Virginia, settlement agents can be attorneys, title companies, or escrow companies. More information about Real Estate Settlement >

We offer a Lender Policy to protect your lenders' investment and we offer 2 types of Owner’s policy to protect your investment; the ALTA Homeowner's Policy (Enhanced) and the ALTA Owner's Policy (Standard).

The protection from title defects offered by the ALTA Homeowner's is more extensive than the standard Owner's Policy. View a comparison chart here.

You can pick up a copy in our office or they can be found in your documents tab in the Qualia portal. 

Information on cost of living in the NRV can be found at: https://www.newrivervalleyva.org/live-here/cost-of-living/

A valid Photo ID such as a driver’s license. Passport, military ID. etc. If you are receiving funds back please bring your bank information if you would like the funds to be sent as a wire.

The length of closing can vary depending on title search turnaround, lender requirements, contract requirements, and if there are title clouds. We do our best to close as quickly and efficiently as possible. If you have a cash transaction and all parties want to close ASAP we will make it happen! 

A buyer typically is between 30 minutes to 1-hour and seller is typically 30 minutes. Most documents you sign at settlement are standard for every transaction. Should you wish to read these documents ahead of time, please let us know in advance so that we can send you the documents securely via our portal for your review prior to your appointment.

We offer separate closings for purchasers and sellers to protect your personal information. A purchaser’s closing consists of their agent, lender, and our office. A seller’s closing consists of their agent and our office.